Comments at the September 2005 Texas
State Banking Centennial Celebration
Peruse the Texas Department of Banking website for speeches, Legislative and Congressional testimony, and press releases prior to September 1, 2008 at


Since September 1, 2008, I have given presentations to bank trade group meetings, banker and accountant organizations, banker education meetings, RMA groups, investment banking meetings, community bank meetings and individual bank Board meetings.
Presentation Subjects have included a variety of bank regulatory topics, strategic planning, UBPR analysis, a variety of credit and credit analysis topics, board responsibilities and general commercial bank management.    

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